Axis Bank Personal Loan 2023: Anyone can need an instant amount to complete their personal work including buying personal things, attending any family function or marriage party, preparing for vacations, repair of your home and other things. There are various platforms who are providing instant loan to their customers through online mode. Today we have collected the information of Axis bank and are providing you Axis Bank personal loan 2023. So read our article to know about complete information of Axis Bank Loan 2023 including how to apply for online Axis Bank Personal Loan 2023, what is the eligibility criteria and what are the documents which are important while applying online for Axis Bank Personal Loan 2023
Axis Bank Personal Loan 2023
Axis bank is one of the biggest private banks in India which is providing banking facilities to their customers. The bank is providing a maximum 40 lakh loan under Axis Bank personal loan 2023. There are two types of loan in Axis Bank you can ask for pre-approved Axis Bank loan and Non Pre approved Axis Bank loan through online mode. The bank is providing maximum 60 months to repay the loan through EMI. Interest rates on Axis Bank personal loan 2023 are starting from 10.49% annually. However the amount of interest rates will vary according to the relationship of customer with the bank and good credit score of the customer. But firstly you should know the eligibility criteria which are provided in the following section.
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Eligibility criteria for Axis Bank personal
You need to follow the following eligibility criteria before applying online for Axis Bank personal loan through online mode:
- the age of applicant should be more than 21 years old
- Applicant should be a salaried person. Otherwise you should be self employed
- The cibil score of the candidate should be more than 750
- You should not be a borrower from any other bank or Axis bank for any loan.
- Applicant can get loan for 12 month to 60 months according to their flexibility.
Documents for Axis Bank personal loan
you need to upload the information of your documents on the official website while applying through online mode. carry the following documents at the time of apply online for Axis Bank personal loan
- if you are working in any company then you have to show your salary Pro
- if you are self employed then you have to attached your last three month bank statement. however pre approved loan will not ask any information related to the bank balance.
- Your monthly income should be more than 15000 per month.
- Candidate should have Aadhar card
- Candidate should have PAN card
- The address proof of the applicant
- Recent passport size photograph
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Application procedure for Axis Bank personal loan
Follow this step by step procedure to apply online for Axis Bank personal loan 2023:
- visit to the official website of Axis Bank. you can also click on this link to visit directly. https://www.axisbank.com/
- Now you will reach on a new page where you have to click on the link for Loan
- In this section you can see the link for personal loan click on the link.
- Click on the link for get instant funds in the website
- After that you will reach on a new page where you have to enter your mobile number with date of birth and PAN card number.
- system will generate OTP message in your mobile number you have to fill the mobile number in the website
- Now you have to enter your personal details and the details and the amount of loan which you want to get from the Axis Bank.
- select the EMI to repay your payment
- after that you have to upload the documents only website
Once you upload all the documents you have to click on the submit button. company will verify your application and other documents. After completing all the verification procedure you will receive the loan offer from the bank according to your category and eligibility. if the loan offer is according to you and fulfilling your Requirement then you can participate in further procedure to get loan amount in your bank.
You should remember that The company will charge some other charges including the processing fees, GST charges and other amounts from your loan amount. If you are agree with all the terms and conditions of Axis Bank then you can easily take instant personal loan through online mode from the bank.