Bank of Baroda Digital Loan Apply 2023: If you need a personal loan instantly then you can ask for a personal loan from various banks and mobile applications. But it may take 24 hours to 48 hours to provide you with the personal loan. But the Bank of Baroda is providing Bank of Baroda Loan in only 5 minutes where you can get up to 1 lakh instant loan through online mode. so if you are already a customer of Bank of Baroda then you can read this article where you will get all the information related to Bank of Baroda Loan Apply 2023 in this article. Including, the Bank of Baroda Loan eligibility criteria, application procedure, interest rates, EMI, etc.
Bank of Baroda Digital Loan Apply 2023
The Bank of Baroda has a variety of personal loans for their customers but today we will only discuss Bob personal loan online 2023 where you will get the Bank of Baroda Loan Apply 2023 in your bank account without visiting the branch in only 5 minutes. It will help you to complete your all personal work including attending marriage programs, vacations, day-to-day transactions, educational purposes, and other purposes that are also accepted under the Bank of Baroda instant personal loan 2023.
BOB Personal Loan Eligibility 2023
- The applicant should be a citizen of India
- The existing customers as well as new customers of Bank of Baroda can apply for Bank of Baroda digital personal loan 2023 according to their eligibility.
- The minimum age of the candidate should be 21 years old. The salaried person can apply for a BOB personal loan Till the age of 58 and the self-employed can ask personal loan till 65 years.
- The CIBIL score of the candidates should be good enough to apply for an instant personal loan from the Bank of Baroda.
Document Required BOB digital personal loan 2023
The bank will not call you to any branch to deposit or submit your documents but you need to upload the following documents and the information of the following documents at the time of applying online on the official website of the Bank of Baroda:
- Aadhar number of the applicant which is connected with the Bank.
- PAN card of the customer’s
- last 6 months bank statement which is generated digitally through internet banking.
- You have to enable your camera at the time of E KYC for verification purposes.
- If you are working in any company then you have to submit your salary record
- If you are self employed person then you have to submit your income tax return file with GST details.
- You should download the digital document of an income tax return from the official website of the Income Tax Department. the scanned copy of the ITR will not be accepted.
Bank of Baroda Loan Apply 2023 [Online]
Follow this procedure to apply for Bank of Baroda digital loan 2023 through online mode:
- Visit the official website of the Bank of Baroda. you can also click on this link to visit directly on the website. https://dil2.bankofbaroda.co.in/pl/
- After this, you have to click on the Proceed Bank of Baroda Loan Apply 2023 link after reaching the official website.
- Enter your registered mobile number which is linked to your bank account and the bank will send an OTP message to your mobile number. enter the OTP and click on the submit button.
- Now the online application form will open on your screen where you have to enter the loan amount that you want to get through online mode and select the EMI procedure to repay the loan amount.
- Enter your personal details and professional details on the website.
- Now you have to participate in the e-KYC program where you have to submit your all documents and upload your photograph through online mode by using the mobile camera.
Once you have submitted your all details you can preview your information and click on the final BOB Online Loan submission. after that, you will receive the loan amount in your bank account in a few minutes after checking your all details.
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Features of Bank of Baroda digital personal loan
This specific loan provides up to 1 lakh loans through online mode within a few minutes. however, if you want more amount then you can also apply for 10 lakhs. But it will take a little time to provide you the lawn amount in your bank account. you can select a maximum 36-month EMI to repay your loan amount. The bank will charge annual interest rates UP to 12.40% according to your eligibility. You will receive the loan amount in your bank after the deduction of processing fees of 2% + GST + 1000 for e-stamp duty.