DMI Finance Personal Loan Apply Online 2023: DMI Finance is one of India’s leading non-banking financial organizations. It was started by Shivashish Chatterjee and Yuvraj Singh in the year 2008. Its headquarters are located in Delhi and its corporate office is in Mumbai. If you need financial help then DMI Finance provides you with DMI Finance Personal Loan along with banking. In DMI Finance, you get to see many types of DMI Finance loans like personal loans, gold loans, business loans, home loans agricultural loans, etc.
In this article, we will tell you about DMI Finance Personal Loan Apply Online 2023 and how DMI Finance provides you with special loan solutions to meet your needs. Stay with this article till the end to know the entire process. DMI finance personal loan is a type of loan that is given to an individual without any guarantee or security. It is a kind of unsecured loan. Which is given to a person taking a salary or doing some kind of business. You can get a maximum amount of up to Rs 25 lakh as a DMI Finance Personal Loan, which you can repay in easy monthly installments.
DMI finance personal loan features
Below are the features of the DMI Finance Personal Loan.
- This loan can be availed by both a working person and a business person.
- With DMI Finance Personal Loan you can get a huge loan amount of Rs 25 Lakh. You can use the loan taken from this to do any of your work like organizing a wedding or other function, repairing the house, purchasing furniture, traveling abroad, paying hospital bills, etc.
- You can repay the loan from DMI Finance in easy monthly installments. You are given up to 5 years time to repay this DMI Personal Loan.
- The rate of interest given through this starts from 12% per annum. The interest amount may increase or decrease as per the risk profile of the customer.
- You get this loan without any collateral. To avail of this, you do not need to mortgage any of your belongings.
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Required documents for DMI finance personal loan
Applicants require the following documents to avail of the DMI Finance Personal Loan:
- PAN card, passport, voter ID card, driving license
- Aadhar Card, Driving License, Ration Card, Passport, Electricity Bill, Maintenance Bill
- The mobile number should be linked to the Aadhar card.
- Salary slip of last 3 months
- Bank account statement for the last 6-12 months.
- Salary Slip (last 3 months) for salaried personal loan applicants, Audited Balance Sheet, and Profit and Loss Account for self-employed loan applicants
Eligibility to avail of DMI finance personal loan
You must have the following DMI Finance Personal Loan eligibility to take a loan.
- The person taking the loan should be an Indian citizen.
- The person taking the loan must be salaried and self-employed.
- No conditions are specified by DMI Finance regarding age, job, income, etc.
What is the interest rate for a DMI Finance Personal Loan?
The starting annual DMI Finance Personal Loan interest rate is 12% and its maximum annual interest rate can go up to 40%. The final interest rate is advised to you by the bank manager at the time of loan application, which will depend on factors like the customer’s job profile, loan amount, credit score and history, and the loan repayment period.
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How to Apply for DMI Finance Personal Loan Online?
To apply for a personal loan at DMI Finance, you will need to follow the following steps.
- First of all, you have to visit the official website of DMI Finance.
- Now on the home page of this website, you have to go to the DMI Finance Loan section.
- After which the loan form will open before you.
- Now in this DMI Finance Personal Loan form, you have to fill in all the details asked correctly.
- After filling in all the details you have to submit this.
- After submission, you will get its receipt.
How to Apply for a DMI Finance Personal Loan Offline?
- To apply for a DMI Finance Personal Loan, you first have to go to the office of DMI Finance.
- There you will have to meet the representative of the loan section of the company and collect the application form.
- Now you have to fill in all the information in the DMI Finance Personal Loan application form carefully, sign it, attach the necessary documents, and submit the application.
- Now your application will be validated. If you are found eligible then your application will be processed.
- After approval of the application, the loan will be sanctioned and the loan amount will be transferred to the bank account.
Conclusion: DMI Finance Personal Loan
Today we have told you about DMI Finance Personal Loan in this article. This loan can be useful in your difficult times. If you want to apply for this, you can follow the method mentioned by us. If you liked this article of ours, then share it as much as possible.