प्रधानमंत्री जीवन ज्योति बीमा योजना 2024 ऑनलाइन आवेदन, पात्रता, दस्तावेज़, लाभ और पूर्ण विवरण

Pradhan Mantri Jeevan Jyoti Bima Yojana 2024: Most of the citizens living in the middle-class and lower-class financial status do not have a fixed future for their family so they have to earn regularly to fulfill their needs and dreams. So there are multiple insurance companies available that offer life insurance to their customers and ensure they provide financial assistance at any premature death of an applicant to their family. So if you are also looking for a Life Insurance Scheme for maximum returns then you can check Pradhanmantri Jivan Jyoti Bima Yojana 2024 which is a Central Government scheme. Check the Pradhan Mantri Jeevan Jyoti Bima Yojana 2024 eligibility criteria, benefits, monthly contribution, etc in this article so you can easily apply online or offline according to your needs after getting complete information on PMJJBY.

The scheme was launched in 2015 under the name of Pradhan Mantri Jeevan Jyoti Bima Yojana to provide financial assistance to the beneficiaries. However government is time to time increasing the benefits and capability of the scheme and today we are discussing the latest updates of PM Jivan Jyoti Bima scheme 2024 which will help you to know about the comprehensive details of the scheme. 

Benefits of PM Jeevan Jyoti Bima Yojana 2024

  • As it is life insurance is a plan of the Central government in India so beneficiaries will receive the amount on death According to the plan.
  • The nominee of this scheme will receive 2 lakh Rupees in case premature death of the applicant.
  • Beneficiaries have to pay a maximum 330 annually under this scheme however the amount will be calculated according to the age of the application. As soon you apply for this Jeevan Jyoti Bima Yojana 2024 you have to pay the minimum amount.
  • The scheme is renewable every year and you can withdraw your plan at any time during the year and get your submitted amount back
  • Eligible applicants can apply at the maximum age of 50 years but they can get the benefits of this plan for a maximum of 55 years.

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Jeevan Jyoti Bima Yojana Eligibility 2024

  • Only Indian citizens are eligible to reply under the Pradhan Mantri Jeevan Jyoti Bima scheme 2024.
  • The age of the applicant should be between 18 to 50 years. As early applicants apply they will be charged from minimum annual amount however the maximum annual premium is 330.
  • You should have a savings account or any other type of bank account in any bank in India that provides PM Jivan Jyoti Bima scheme facilities

There are no other specific eligibility criteria and you need not to provide any medical document to get the benefits of Jeevan Jyoti Bima scheme.

Important document for PM Jeevan Jyoti Bima Yojana 2024

  • Aadhar card
  • Bank account details
  • PAN card
  • Passport size photograph
  • Mobile number which should be link with PAN card, Aadhar Card and bank account of the applicant.

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Apply online for PM Jivan Jyoti Bima Scheme 2024 

You can directly visit your nearest branch to apply through outline mode for physical mode, however, we are discussing with you the online step-by-step procedure of PM Jeevan Jyoti Bima scheme application procedure which will help you to apply for this scheme without visiting the branch:

  • Firstly visit to official website of the bank where you have already a bank account.
  • After that you have to select the insurance section and click on PM Jivan Jyoti Bima scheme.
  • You can read all the terms and conditions in this page and click on Apply Now link
  • Enter your user id and password for login at Bank dashboard. 
  • After that the application from will appear on your screen where you have to enter your details and all other information.
  • Select your nominee details in this application form and select the plan according to your age. 
  • Once you have your first premium in this scheme your account will activated within 24 hours and you can claim the beneficiary amount after 45 days of this scheme. 
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