PAN Card Se Loan 2023: You may need money at any time for major expenses or emergencies. A personal loan is the best option for urgent financial crisis. Nowadays, PAN card personal loans are available online and offline with minimal paperwork while following a hassle-free process. When you do not have adequate savings funds, unplanned expenses such as medical emergencies, loan payments, weddings, and many others can be stressful. The best thing about a PAN Card Se Loan 2023 is that you do not have to give any reason for taking it; After successful application approval, the loan amount raised is free to be used by you for any purpose (except illegal activities). Get an instant personal loan on a PAN card by providing your PAN card as a document.PAN Card Se Loan 2023 Interest rates are affordable and loan tenure is flexible. Once the loan is approved through the PAN Loan app, the amount is disbursed directly into your bank account account within 24 hours. So in today’s article, we are going to tell you about how to get a loan from a PAN Card and we will tell you the complete process like how to apply for a PAN Card Se Loan 2023, and which documents you will need, etc.
We will give you all the information related to which finance companies and online platforms provide you with PAN card loans and how much you can get a PAN Card Se Loan 2023. When applying for a personal loan online, you have to go through a process like document submission and verification. Generally, these processes are completed within one or two days depending on the company policy. There are options like personal loans on PAN cards or Aadhar cards that make the whole process easy and quick as these are the two primary identity documents that are recognized across the country.
Required documents for PAN Card Se Loan 2023
To avail PAN card loan, it is mandatory for you to have some important documents on the basis of which you will be able to apply for the loan.
- aadhaar card
- PAN card
- address evidence
PAN Card Loan Eligibility
To take a loan with a PAN Card, you have to fulfill the following criteria, only then you will be able to get the loan. Which is of the following type.
- Your Credit Score must be good.
- It is mandatory for you to have an active band account with a savings account and IFSC Code.
- A smartphone and internet connection is mandatory to apply for the loan.
- The mobile number should be linked to the Aadhar card.
How to get a loan against a PAN card?
If we look at it, the PAN card has become an important document in our lives, because this document provides many types of services ranging from opening an account in the bank, applying for government work and private work, and many other types of services, and taking loans. If you want to take any type of loan then you will definitely need a PAN card because it gives information about your credit score Apart from this, almost all the finance companies giving loans check the credit score before giving the loan, and on the basis of PAN card status, they are able to decide whether you are eligible to take the loan or not.
As per the prevalent KYC policy set by the Government of India, individuals can avail of a personal loan against PAN card or Aadhar card. You can avail the benefit of availing PAN card loan for your many financial needs within just 24 hours from leading personal loan providers. Your PAN card and Aadhar card are one of the main documents required to apply for an instant personal loan. Although this can serve as proof of identity and address, most lenders will need your bank statement as proof of income.
How to take a loan on a PAN card?
The ten-digit number on your PAN card holds a lot of unique information about your financial status. A PAN card is important while applying for a personal loan as it helps the lender check your credit history. Almost all banks and non-banking financial companies (NBFCs) will ask for your PAN card when applying for a personal loan. Some lenders will also require your Aadhar Card to proceed with your application.
The benefit of having a PAN card while applying for a personal loan will make the process hassle-free. Typically, the application process for a personal loan can be done at home by following a few simple steps online. There are many advantages to applying for a loan through a PAN card. It’s quick, hassle-free, and completely online.
Where can I take a PAN card loan?
Before taking a PAN Card Se Loan 2023, you should know which company provides this loan to you and how you will be able to apply for this loan. At present, there are many online platforms available that provide you loan only on the basis of a KYC document. Here we have given the names of some online platforms with the help of which you can activate the loan in less than 5 minutes. This platform is approved by RBI and NBFC which also gives you the facility to transfer money to the bank in a secure manner.
|Loan Provider App||Amount (Rs)||Tenure||Disbursement Time|
|Early Salary||2Lakh||12 Month||48Hrs|
|Smart Coin||25,000||24 Month||48Hrs|
|Bajaj Finserv||5Lakh||12 Month||24Hrs|
How to apply for a loan through a PAN card?
Now we will tell you the complete process step by step, of how you can take a loan with the help of a PAN card. If you follow these steps, you will definitely get the loan.
Step 1. Install the above-mentioned loan applications from the Google Play Store.
Step 2. Sign up using your mobile number and social account.
Step 3. Now upload your KYC documents like your Aadhaar card, PAN card, etc.
Step 4. After this, fill in some personal details like name, address, address proof, etc.
Step 5. Now you have to fill in your professional details like Company Name, Monthly Salary, Email, etc.
Step 6. If you are eligible for a loan then you will get a credit limit.
Step 7. To get that loan credited you have to enter your bank account details.
Step 8. Now you have to approve the loan agreement.
Step 9. After this, you will have to set up your account for Auto Debit NACH where you can easily activate it by filling in your Debit Card and Net Banking details.
Step 10. Once the PAN Card Se Loan 2023 is approved, the loan amount is transferred to your bank account.
Note: In the initial period, you get fewer loans. If you deposit the loan amount on time, you can get a maximum loan of up to Rs 5 lakh.