PNB Personal Loan 20 lakh: The Punjab National Bank is one of the nationalised bank in India which is providing various services to their customers. Today we are discussing the loan feature of Punjab National Bank. There are many citizens who want to get the personal loan from a nationalised bank to complete their pending tasks. The bank is providing personal loan for maximum 20 lakh amount where anyone can get this PNB Personal Loan 20 lakh amount according to their eligibility criteria. if you are also looking for a PNB Personal Loan 20 lakh then you should read this article to know about the specific features of the PNB personal loan 2023 including the PNB Personal Loan 20 lakh eligibility criteria, interest rates, documents, processing fees, Maximum EMI etc.
PNB Personal Loan 20 lakh 2023
There are various personal loans that are provided by Punjab National Bank according to the condition of their customers. Government servants and employees of LIC can get extra loan features from this Bank. However, the general and local public can also PNB Personal Loan 20 lakh from Punjab National Bank. Normal salaried person can get a maximum 10 times of their salary through personal loan of Punjab National Bank. self employed can also ask for maximum 20 lakh loan from the Punjab National Bank. This loan feature is only available for existing customers of Punjab National Bank. however you can also instantly enroll yourself in Punjab National Bank to get the loan amount.
Features of PNB Personal Loan 20 lakh
- Customers can get personal loans from Punjab National Bank for multiple purposes including medical, Marriage expenses, educational expenses, preparing for vacations, renovation of the house etc.
- The bank is providing maximum 20 lakh loan through personal loan to their customers.
- Government as well as private company employees can also get the loan amount according to their eligibility.
- You can prepare the EMI for maximum of 72 months to repay the loan amount.
- You can ask the loan amount from the Punjab National Bank if your credit score is 650 or more than it.
- The bank is asking PNB Personal Loan 20 lakh interest rates from 11% to 16% according to the eligibility and the condition of the customer.
- The bank will also charge processing fees and other service charges according to the loan amount.
PNB Personal Loan 20 lakh rs Eligibility 2023
- The applicant should be resident of India
- The age of the candidate more than 21 years old and the maximum age should be 65.
- Government employees can take PNB personal loan of 24 times of their salary.
- Private sector employees can loan amount get 10 times of their salary.
- The applicant should have salary account or saving account in the Punjab National Bank
- The CIBIL score of the candidates should be more than 650. however if your CIBIL score is good then you will get low interest rates.
- You should need a guarantor which have more than 600000 gross amount in last 2 years.
- The customers should have salary or other type of bank account in the Punjab National Bank with at least 2 years and maintaining it.
Bank of Baroda Loan Apply 2023
Documents for PNB loan 2023
- Aadhar card of the candidate
- PAN card
- salary account details including Bank account number and IFSC code.
- Salary slip from last 6 months.
- Passport size photograph
- registered mobile number with the bank and the Aadhar card also
How to Apply Online Punjab National Bank Personal Loan 2023?
Friends, let us tell you that whoever is an account holder of PNB and wants to apply for PNB Personal Loan 20 lakh rs, then he can apply online by following all the steps mentioned below:-
- To take a personal loan from Punjab National Bank, first of all, you have to visit the official website of Punjab National Bank,
- After going to the official website, a home page will open in front of you in which you will get a PNB personal loan option on which you have to click.
- After clicking on the option of personal loan, some types of personal loans will open in front of you,
- Some types of personal loans will be available to you openly.
- After this, select whatever type of personal loan you want to take and click on the apply option.
- After that, a PNB Personal Loan 20 lakh rs application form will open in front of you.
- You have to enter all the required information in that application form and after entering all the information correctly, you have to click on the submit button.
- After this, an official of the bank will contact you and your documents and form will be verified.
- If you fulfill all the conditions of the bank, the loan amount will be transferred to your account.
Offline Apply for PNB Personal Loan 20 lakh rs
Follow this procedure to apply for PNB personal loan 2023. you can also get the loan amount from the official website of Punjab National Bank. but there is a limitation in the online pnb personal loan where you can get only Rs 100000 through online mode. however if you need more amount in the personal loan then you can follow this procedure:
- visit to the nearest branch of the Punjab National Bank.
- Now you have to take the pnb personal loan application form 2023 from the counter of the bank and fill it manually.
- Attached all the document’s photocopy along with the PNB Personal Loan 20 lakh rs application form and submit it to the bank counter
- now you have to show your original documents for the verification purpose after that you can retake them.
Employees will submit your application and will verify all the information which are filled in the pnb 2023 loan application form. once your all the information got verified you will get the personal loan from the Punjab National Bank in your bank account after deduction of the all charges including the processing phase, GST, documentation charges etc
Punjab National Bank Personal Loan Application Status 2023
- To check PNB loan application status, first you have to go to the official website of Punjab National Bank.
- After visiting the official website, you will get to see the timing of online service there.
- Which you have to click on, after this click on loan under online service tab.
- After clicking on the PNB loan, click here to check your application status table.
- After this you will have to enter the necessary details to check the loan pnb application status.
- With its help you can check your Personal loan application status.
Punjab National Bank Personal Loan Customer Care No
To get any information related to Punjab National Bank Personal Loan 2023, you can dial the following number:-
Toll Free Number – 1800 180 2222 or 1800 103 2222
Toll number- 0120 249 00 00
Landline No. – 011 280 44907