Shriram Finance is one of the famous small financial companies in India. The company provides various facilities to its customers including the very famous Shri Ram Finance FD scheme 2023, term deposits, and other facilities. Today we are focusing on Shriram Finance Personal Loan 2023. The bank is offering up to Shriram Finance Personal Loan 2023 through online mode. So if you are also searching for the best personal loan scheme then you can read this article where you will get exact information about Shriram Finance Personal Loan 2023 including the Shri ram Finance Personal Loan application procedure, eligibility criteria, documentation, interest rates, processing fees and other charges.
Shriram Finance Personal Loan 2023 [15 लाख तुरंत]
The company is offering Shri Ram Finance Personal Loan for various purposes including marriage, Home renovation, educational purposes, medical purposes, vacations, etc The bank is not asking for any Collateral security for up to 15 lakh rupees personal loan through online mode. The interest rates are also starting from 12% annually and will be increased according to the cibil score and the condition of the customer. It is important for you to know about the Shriram Finance Personal Loan Eligibility Criteria and all other terms and conditions before applying online for श्रीराम फाइनेंस से पर्सनल लोन. so you should visit the official website to learn all the information before applying for a Shriram Finance Personal Loan.
Shriram Finance Personal Loan Eligibility 2023
There are some specific eligibility criteria for Shriram Finance Loan before applying online for Shri Ram Finance personal loan 2023:
- The bank is providing personal loans only to Indian citizens only
- The age of the candidate should be more than 21 years old and the maximum age should be 60 years old.
- The applicant should have a fixed source of income so it will be easy for the Bank to provide you the loan.
- The Cibil score of the applicant should be good.
Documents for Shriram Finance personal loan 2023
The bank will ask details of the following documents At the time of online application:
- Identity proof ( you can upload your Aadhar card/PAN card/ passport/ Voter ID card for your identity proof)
- Address proof ( applicant can upload passport/ Driving license or gas connection bill for supporting the address proof)
- A recent passport size photograph of the candidate
- Income proof document is at least 3 months old.
- 6 months bank statement.
- Canceled cheque of the applicant for Electronic clearing mandate.
PM E MUDRA Loan Apply Online 2023
Apply online for Shriram Finance personal loan 2023
You can apply for a Shriram Finance personal loan by visiting the official website to ask for up to 15 Lakh rupees instant loan amount in your bank account.
- first of all visit the official website of Shriram Finance. https://www.shriramfinance.in/
- After this, you will reach a new page where you have to click on the link of Shriram Finance personal loan 2023.
- Enter your mobile number, name, and pin code, and click on the Shriram Finance personal loan 2023 Apply now button.
- after this, you have to enter your personal details on the website in the online application form including name, date of birth, banking details, employment details, contact information, etc.
- After that, you have to upload your all documents in scanned document form.
Once you submit all the documents and information you can click on the link to submit. company will verify your Shriram Finance personal loan application Form according to your provided information and will contact you soon if they find any deficiency in your application. the bank will provide you personal loan online mode within a few hours of your application directly in your bank account.
Charges in Shriram Finance personal loan 2023
You can select your EMI to repay Shriram Finance personal loan according to your facilities. the maximum EMI is 60 months. The interest rates of Shriram finance for personal loan all start from 12% annually and the maximum interest rates are 42% according to the official notification of the bank. Apart from this, the bank will charge up to 3% processing fees according to the eligibility of the applicant. The bank will also deduct GST from the loan amount before sending it to your bank account. The bank will charge the highest interest rates to those applicants who have a bad credit score. so if you do not need the money you should not ask unnecessary personal loan otherwise your CIBIL score may also decrease.